To all of those who don't have a team. Teams are residual of the last heist. We each gained a team from our answers to a survey. I don't know if we will continue to have teams but my confident guess is that you will not need to be in a team unless you are put in one or otherwise explicitly told so.
P.S. I am not a moderator, just a fellow Heister wanting to help.
"Natural disasters disproportionatly hit trailer parks. That's right! And why?
Because you don't like aluminum siding. Aluminum siding is evil." - Mr. Deity